Since 1998, 4 Pillars Consulting Group in Richmond has supervised the successful restructuring of millions of dollars of debt held by over 8000 clients across Canada, with settlements averaging 25% of original debts owed. We negotiate the lowest possible settlements for debtors, helping them show restitution to creditors and preventing claims of bankruptcy. 4 Pillars Consulting Group acts on behalf of the debtor and NOT the creditor. We are one of the only companies in the industry with this approach to debt elimination and financial restructuring. Our proven services effectively put our clients back on track,rebuilding their credit and managing their finances.